@font-face {
  font-family: 'ClashDisplay-variable';
  src: url('ClashDisplay-Variable.ttf') format('truetype');
}

* {
  font-family: 'ClashDisplay-variable', 'Figtree', sans-serif;
  font-optical-sizing: auto;
  margin: 0;
  box-sizing: border-box;
}

h1 {
  color: #0789FE;
  font-weight: 600;
  font-size: 48px;
}

p {
  font-weight: 300;
  font-size: 20px;
  line-height: 1.6;
  color: #333;
}

a { color: #0789FE; }

/* ============ BANNER MARQUEE ============ */
.marquee-banner {
  position: fixed;
  top: 70px;
  left: 0;
  width: 100%;
  background-color: #ff3b30;
  color: #ffffff;
  font-size: 1rem;
  padding: 10px 0;
  overflow: hidden;
  white-space: nowrap;
  z-index: 998;
  box-shadow: 0 2px 5px rgba(0, 0, 0, 0.1);
}
.marquee-content {
  display: inline-block;
  padding-left: 100%;
  animation: marquee 40s linear infinite;
}
.marquee-content span { display: inline-block; }
@keyframes marquee {
  0%   { transform: translate3d(0, 0, 0); }
  100% { transform: translate3d(-100%, 0, 0); }
}

/* ============ NAVBAR ============ */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  background-color: #fff;
  z-index: 1000;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 15px 40px;
  box-shadow: 0 2px 5px rgba(0, 0, 0, 0.1);
}
.logo { display: flex; align-items: center; gap: 15px; }
.logo a {
  display: flex;
  align-items: center;
  gap: 15px;
  text-decoration: none;
  font-size: 20px;
  color: #000;
  font-weight: 500;
}
.logo img { height: 35px; }

.nav-links { list-style: none; display: flex; gap: 25px; }
.nav-links a {
  text-decoration: none;
  color: #666;
  font-weight: 500;
  transition: color 0.3s ease;
}
.nav-links a:hover,
.nav-links a.active { color: #0689FF; }

.button {
  display: inline-block;
  padding: 8px 15px;
  margin-right: 8rem;
  border: 2px solid #0689FF;
  border-radius: 30px;
  color: #0789FE;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.3s ease;
}
.button:hover { background-color: #0689FF; color: #fff; }

.hamburger {
  display: none;
  cursor: pointer;
  flex-direction: column;
  justify-content: space-between;
  width: 30px;
  height: 21px;
  padding-right: 4rem;
}
.hamburger .bar {
  height: 3px;
  width: 100%;
  background-color: #0689FF;
  border-radius: 10px;
  transition: all 0.3s ease-in-out;
}
.hamburger.active .bar:nth-child(1) { transform: translateY(9px) rotate(45deg); }
.hamburger.active .bar:nth-child(2) { opacity: 0; }
.hamburger.active .bar:nth-child(3) { transform: translateY(-9px) rotate(-45deg); }

.mobile-menu {
  display: none;
  position: fixed;
  top: 70px;
  left: 0;
  width: 100%;
  height: calc(100vh - 70px);
  background-color: #0689FF;
  padding: 30px;
  z-index: 999;
  transform: translateX(-100%);
  transition: transform 0.3s ease-in-out;
}
.mobile-menu.active { transform: translateX(0); }
.mobile-menu ul {
  list-style: none; padding: 0; margin: 0;
  display: flex; flex-direction: column; gap: 25px;
}
.mobile-menu a {
  text-decoration: none; color: #fff; font-size: 1.2rem;
  font-weight: 600; display: block; padding: 10px 0;
}
.mobile-menu .button {
  border: 2px solid #fff; color: #fff;
  width: fit-content; margin-top: 30px; padding: 10px 20px;
}
.mobile-menu .button:hover { background-color: #fff; color: #0789FE; }

/* ============ MAIN / LAYOUT ============ */
main {
  /* navbar (~70px) + banner marquee (~44px) + margine */
  padding-top: 130px;
}

.titleContainer {
  text-align: center;
  padding: 40px 20px 30px;
}
.titleContainer h1 { margin-bottom: 15px; }

.subtitle {
  max-width: 760px;
  margin: 0 auto;
  color: #666;
  font-size: 18px;
  font-weight: 300;
}

/* ============ POLICY CARD ============ */
.policy-wrapper {
  max-width: 1000px;
  margin: 0 auto;
  padding: 0 20px 80px;
}

.policy-card {
  background: #F5F5F5;
  border-radius: 20px;
  padding: 50px 60px;
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.08);
}

.policy-section h2 {
  font-size: 24px;
  margin-bottom: 15px;
}

.blueSub {
  color: #0789FE;
  font-weight: 600;
}

.policy-section p { margin-bottom: 0; }
.policy-section a {
  color: #0789FE;
  font-weight: 500;
  text-decoration: none;
}
.policy-section a:hover { text-decoration: underline; }

.line {
  background-color: #d6d9da;
  height: 1px;
  margin: 35px 0;
}

.last-update {
  margin-top: 15px;
  font-style: italic;
  color: #888;
  font-size: 16px;
}

/* ============ CTA CARD ============ */
.cardsBackground {
  display: flex;
  flex-direction: column;
  align-items: center;
  width: 100%;
  margin-top: 80px;
  position: relative;
}
.WHITEcard {
  display: flex;
  flex-direction: column;
  background: #F5F5F5;
  padding: 50px;
  padding-bottom: 70px;
  margin: 20px 0;
  border-radius: 20px;
  align-items: center;
  justify-content: center;
  width: 80%;
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.1);
  z-index: 1;
}
.titlecontainer2 {
  text-align: center;
  padding-bottom: 50px;
}
.cta-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background-color: #0789FE;
  color: #F5F5F5;
  border-radius: 100px;
  height: 50px;
  width: 200px;
  font-size: 20px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.1s ease-out;
  border: 2px solid #0789FE;
}
.cta-button:hover {
  background-color: #F5F5F5;
  color: #0789FE;
}
.backgroundBLUE {
  margin-top: 80px;
  background-color: #0789FE;
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 350px;
  z-index: 0;
}

/* ============ FOOTER ============ */
.footer {
  background-color: #fff;
  padding: 60px 0 40px;
  border-top: 1px solid #eaeaea;
  position: relative;
  z-index: 2;
}
.footer ul { padding: 0; }
.footer-container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }
.footer-top {
  display: flex; justify-content: space-between;
  flex-wrap: wrap; margin-bottom: 40px;
}
.footer-logo { margin-bottom: 20px; display: flex; align-items: center; gap: 10px; }
.footer-logo-icon img { height: 30px; }
.footer-logo-text { font-size: 24px; font-weight: 600; color: #333; }
.footer-description { max-width: 400px; color: #666; font-size: 16px; margin-bottom: 30px; }
.footer-links { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 60px; }
.footer-column { min-width: 120px; }
.footer-column h3 { font-size: 18px; font-weight: 600; color: #333; margin-bottom: 20px; }
.footer-column ul { list-style: none; }
.footer-column ul li { margin-bottom: 10px; }
.footer-column ul li a {
  color: #666; text-decoration: none; font-size: 16px;
  transition: color 0.3s ease;
}
.footer-column ul li a:hover { color: #2b7ef5; }
.footer-bottom {
  display: flex; justify-content: space-between; align-items: center;
  padding-top: 20px; border-top: 1px solid #eaeaea;
}
.footer-copyright { color: #888; font-size: 14px; }
.footer-copyright a { color: #333; text-decoration: none; }
.footer-social { display: flex; gap: 20px; }
.footer-social img { height: 30px; }
.social-icon { width: 24px; height: 24px; display: inline-flex; align-items: center; justify-content: center; }

/* ============ RESPONSIVE ============ */
@media screen and (max-width: 768px) {
  .nav-links, .cta { display: none; }
  .hamburger { display: flex; padding-right: 0; }
  .mobile-menu { display: block; }
  .navbar { padding: 15px 20px; }
  .button { margin-right: 0; }

  h1 { font-size: 32px; }
  p { font-size: 18px; }

  main { padding-top: 120px; }
  .titleContainer { padding: 20px 20px 20px; }

  .policy-wrapper { padding: 0 15px 60px; }
  .policy-card { padding: 30px 25px; border-radius: 15px; }
  .policy-section h2 { font-size: 20px; }

  .WHITEcard { padding: 30px; margin: 50px 0; width: 90%; }
  .titlecontainer2 { padding-bottom: 30px; }
  .backgroundBLUE { height: 200px; }

  .footer-top { flex-direction: column; }
  .footer-links { justify-content: flex-start; margin-top: 30px; gap: 40px; }
  .footer-bottom { flex-direction: column; gap: 20px; text-align: center; }
  .footer-social img { height: 40px; }
}

@media (max-width: 576px) {
  .footer-links { flex-direction: column; gap: 30px; }
}